Fast Bridge Loans for Businesses

  • 10%

    Rate as low as

  • 5 years

    Max Term

  • $500,000

    Max Amount

  • < 7 days

    Time to Fund

As companies fight for a better market position, timing is everything. When opportunities come, do you have the capital to seize them? Whether it’s expanding your product line, entering new markets, or investing in new technology, having quick access to funds can make all the difference.

At 1West, we offer bridge loans to help you get fast access to cash during transitional periods. This will enable you to meet current obligations while securing permanent financing or settling existing debts.

A bridge loan is a short-term financing option used to provide immediate cash flow to individuals or businesses until they can secure permanent financing or pay off an existing obligation. The quick approval and funding process make bridge loans an attractive option for those needing fast access to capital.

Cover immediate expenses such as payroll, rent, utilities, and inventory costs while awaiting long-term financing or revenue.

Capitalize on time-sensitive opportunities, such as mergers and acquisitions or purchasing discounted inventory.

Manage cash flow gaps caused by delays in receiving payments from customers or insurance claims.

Finance the purchase of new equipment or inventory while waiting for other funding sources to become available.

There are signs to know if a fast bridging loan is what your business needs at the moment.

Here’s how to know if you should get fast bridge loans for your business:

  • You need immediate funds to cover short-term expenses
  • Your business needs to cover operating expenses while awaiting long-term financing
  • You have a projected cash shortfall between now and the expected close of your next funding round
  • You want flexibility in how much you raise in the next round and autonomy in selecting investors
  • You want to minimize dilution at this stage by avoiding an emergency funding round at a low valuation
  • Your startup is still pre-revenue or has minimal revenue, making it hard to qualify for traditional financing

If any of these signs apply to you, there’s no better time to bridge the gaps than now.

At 1West, we are committed to helping our customers bridge financial gaps with ease and confidence. Our bridge loans are designed to provide immediate cash flow, enabling you to seize opportunities and manage short-term financial needs without disruption.

  • 3 most recent business bank statements
  • Completed application
  • Government-issued ID
  • 600 minimum FICO credit score 
  • At least 1 year in business
  • $20,000 min. gross monthly sales

At 1West, we understand the urgency and complexity of securing bridge loans. This is why we’re making it FAST and SIMPLE for any business owner to get the funds they need, when they need it.

Here’s why you should choose 1West for getting fast bridge loans:

  • Fast and Simple Process: Our streamlined bridge loan application process allows you to apply in just 2 minutes, with fast approvals for qualified borrowers.
  • High Approval Rate: With a 93% approval rate, we are dedicated to helping businesses secure the financing they need, even if they have been turned away by traditional lenders.
  • Flexible Terms and Competitive Rates: We offer competitive interest rates and flexible loan terms tailored to your specific needs, so you can manage your finances without unnecessary strain.
  • Expert Guidance: Our team of financing experts is here to provide personalized support and guidance throughout the entire process–from application to repayment.
  • Customer-Centric Approach: At 1West, we prioritize your business’s success. We believe in a no-nonsense, transparent approach with no hidden fees or surprises.

Let’s get down to small business.

There’s the 1West way to get smart financing fast — and there’s everything else. We believe in your small business and we believe in our approach. No nonsense. No surprises. Just expert guidance from start to finish.

How fast is a bridge loan?

At 1West, you can receive approval within the same day and get funded within 48 hours, as long as all the minimum requirements are met.

Why do I need a bridge loan?

Fast bridge loans for business provide immediate cash flow to cover short-term expenses or seize time-sensitive opportunities while you wait for long-term financing.

How do I check my application status?

Log in to your portal at apply.1west.com to check your application status. It can take up to 2 business days for an update to occur.

Will a low credit score affect my chances of being approved?

While a low credit score may limit your financing options, 1West can get you financing within our ABLE platform.