Equipment financing through 1West exists to make it as simple as possible for small businesses to buy and lease just what they need. Flexible terms and rates deliver a streamlined means to get almost any type of equipment. It means necessary equipment right now — with payments over time — instead of saving a large lump sum.
Used or New Equipment
No Leasebacks (can’t lease back equipment a customer already owns)
Most equipment types eligible, including software
Is an Equipment Loan right for me?
What types of equipment can I buy or lease with my funds?
There are multiple programs and loan types available for equipment. The best choice is often driven by the type of equipment you need. 1West specialists are happy to help you weigh and understand your options.
Why consider a loan instead of paying all at once?
Operating without key equipment often means compromising productivity, quality or both. Instead of waiting to save or paying large sums up-front, the right loan allows you to meet every opportunity and keep liquidity.
1West experts and our ABLE Automation Engine work together to find you more competitive rates as low as 7%.
Tech, tools, fewer rules
Our loans finance almost every type of equipment, from furniture to heavy machinery to software, new or used.
Loan or lease
Land the best price from vendors with the option to buy or lease equipment with flexible funds.
Flexible terms
Financing ranges from $10,000 to $20,000,000 to fit short-term needs or big business moves.
If you’ve earned the work, the right equipment shouldn’t stand in the way of business. Get the funds and get the equipment you need to grow to your potential. 1West makes it affordable and practical to find the right fit.
Advantages
Funds a range of equipment, new or used
Allows immediate purchase while keeping liquidity
Fast approvals and flexible terms
Minimum qualifications
550 minimum FICO score
1+ year in business
10k minimum monthly gross sales
What you’ll need to apply
Business Application
Last 6 Months of Business Bank Statements
Invoice for Equipment
Most recent business tax return
Let’s get down to small business.
There’s the 1West way to get smart financing fast, and there’s everything else. We believe in your small business, and we believe in our approach. No nonsense. No surprises. Just expert guidance from start to finish.
“As a growing company, we need financing to maintain cash flow in order to cover a variety of business expenses. We are very grateful to 1West for providing short-term financing solution to us when we need it the most, helping us to improve our cash flow and grow our business further.”
Please go to apply.1west.com to apply and get options with a few clicks of a button.
How Do I Check My Application Status?
Login to your portal at apply.1west.com to check your application status. It can take up to 2 business days for an update to occur.
What are the minimum requirements to apply for financing at 1West?
Completed Application
3 Months of Business Bank Statements
$10,000 in monthly revenue
3 Months in Business
Will a low credit score affect my chances of being approved?
While a low credit score may limit your financing options, 1West has the ability to get you financing within our ABLE platform.
How soon will I have access to my money after I’m approved?
Depends on the financing product and partner that you are paired with, however we estimate it would take anywhere from 24-72 hours to receive the capital from receipt of initial required documentation.
