We believe in small business. So we’re inspired by the stories behind them. Read how businesses of all shapes and sizes turned the right loans into their own versions of success.
Traditional bank loans can be tough for many small businesses to secure. Strict credit score requirements, long time-in-business rules, and slow underwriting often leave owners waiting weeks (sometimes months) for an answer. That delay can make it difficult to handle cash flow gaps, take advantage of new opportunities, or respond
Figuring out how to get funding for a startup without investors can feel overwhelming at first. Many founders wonder how they can turn an idea into a functioning business without handing over equity. Fortunately, there are many startup financing alternatives that support early-stage growth without involving outside investors. Some of
Tener acceso a préstamos para negocios confiables y flexibles puede marcar la diferencia entre mantener un negocio a flote o hacerlo crecer de forma exponencial. En Estados Unidos, los dueños de pequeñas y medianas empresas buscan cada vez más préstamos para empresas que se adapten a sus necesidades específicas: capital
1West se enorgullece de presentar la versión en español de su Automated Business Lending Engine (ABLE), un paso importante hacia la creación de un acceso más rápido, justo y accesible al financiamiento empresarial para emprendedores latinos en todo Estados Unidos. Las pequeñas empresas propiedad de latinos representan uno de los
Read this post in spanish 1West is proud to introduce the Spanish-language version of our Automated Business Lending Engine (ABLE), a major step toward making business financing faster, fairer, and more accessible for Latino entrepreneurs across the United States. Latino-owned small businesses represent one of the fastest-growing and most dynamic
When your business needs new equipment, whether it’s machinery, vehicles, or technology, you often face a big question: should you lease it or take out a loan to buy it? Both options can help you get the tools you need to operate and grow, but each comes with its own
The food truck industry has exploded in popularity across the United States, giving entrepreneurs a flexible and mobile way to serve customers. But while it can be more affordable than opening a traditional restaurant, the upfront costs are still significant, especially for equipment. A single truck often needs a full
landscaping services in the spring and summer, holiday retailers in December, or tourism operators in peak travel months. Because income is concentrated into a few busy months, cash flow can rise and fall dramatically throughout the year. Many of these businesses also need to spend money up front—on inventory, staffing,
Owning a trucking company means balancing a lot of costs at once. Fuel prices can spike, trucks need constant maintenance, insurance bills never stop, and hiring skilled drivers can get expensive. With so many ongoing expenses, it’s easy for profits to shrink and cash flow to tighten. Many owners use
Managing a consumer goods business means keeping up with changing demand and ensuring shelves stay full. Inventory is directly tied to sales, but stocking up requires consistent access to capital. When revenue is locked into unsold goods, cash flow can quickly become strained. Retail business loans can ease this pressure.
