We believe in small business. So we’re inspired by the stories behind them. Read how businesses of all shapes and sizes turned the right loans into their own versions of success.
Access to funding is a common challenge for businesses at different stages. Some need support during slow months. Others want to act on growth opportunities without waiting for revenue to catch up. In many cases, capital loans become part of that conversation. Still, borrowing money is never a small decision.
Running a business means managing uncertainty. Even with careful planning, cash flow can tighten, expenses can pile up, and revenue can decrease. When this happens, a loan payment suddenly becomes harder to make. Many business owners hesitate. Some wait, hoping the next month will be better, while others avoid the
Choosing the right loan can affect cash flow, risk exposure, and long-term flexibility. For many borrowers, the first major decision comes down to structure. This is where the comparison between a secured loan and an unsecured loan becomes important. The difference is often misunderstood. Some assume one option is always
Planning ahead is critical when applying for financing. Before submitting an application, most borrowers want a clear answer to how long it takes to get a business loan. That question becomes even more relevant when considering SBA-backed options. SBA loans offer longer terms and competitive rates, but the approval process
Owning or investing in commercial property is a major business decision. It often supports long-term growth, stable income, or operational control. For many owners, the process begins with understanding commercial real estate loans and how they work in real-world situations. A commercial real estate loan is designed for properties used
Foreclosed homes often attract buyers who want to purchase property at a lower price. These homes usually enter the market after an owner fails to meet mortgage obligations. Lenders then move forward with foreclosure to recover losses. As a result, pricing can look appealing. That initial appeal, however, can hide
Traditional bank loans can be tough for many small businesses to secure. Strict credit score requirements, long time-in-business rules, and slow underwriting often leave owners waiting weeks (sometimes months) for an answer. That delay can make it difficult to handle cash flow gaps, take advantage of new opportunities, or respond
Figuring out how to get funding for a startup without investors can feel overwhelming at first. Many founders wonder how they can turn an idea into a functioning business without handing over equity. Fortunately, there are many startup financing alternatives that support early-stage growth without involving outside investors. Some of
Tener acceso a préstamos para negocios confiables y flexibles puede marcar la diferencia entre mantener un negocio a flote o hacerlo crecer de forma exponencial. En Estados Unidos, los dueños de pequeñas y medianas empresas buscan cada vez más préstamos para empresas que se adapten a sus necesidades específicas: capital
1West se enorgullece de presentar la versión en español de su Automated Business Lending Engine (ABLE), un paso importante hacia la creación de un acceso más rápido, justo y accesible al financiamiento empresarial para emprendedores latinos en todo Estados Unidos. Las pequeñas empresas propiedad de latinos representan uno de los
