We believe in small business. So we’re inspired by the stories behind them. Read how businesses of all shapes and sizes turned the right loans into their own versions of success.
Managing a consumer goods business means keeping up with changing demand and ensuring shelves stay full. Inventory is directly tied to sales, but stocking up requires consistent access to capital. When revenue is locked into unsold goods, cash flow can quickly become strained. Retail business loans can ease this pressure.
Every business year is divided into four quarters. Each quarter represents a three-month block of time that helps companies track progress, set goals, manage business overhead, and report financial performance. Among these, Q4 often carries the most weight. So, what is Q4 in business? It’s the final quarter of the
Every entrepreneur reaches a point where additional funding becomes necessary. It might be to cover everyday expenses, manage seasonal dips, or invest in major growth opportunities. At that stage, two financing options often come up for consideration: a traditional loan and a business line of credit. Both options provide access
Tariffs can feel like a distant policy issue, something that only affects multinational corporations or headline-grabbing trade wars. But for small business owners, the tariff impact on small businesses is far more personal. A change in the tax set on imported goods can quickly ripple through your supply chain, influence
For growing fintech companies, operational speed and stability are critical. At 1West, investing in the right fintech infrastructure enabled us to transform our lending process, making it faster, more secure, and more scalable. What began as a representative-heavy model has since evolved into a streamlined, customer-first platform. Through our partnership
Summer can bring a welcome shift in pace, but for many business owners, it also brings a noticeable slowdown in revenue. Whether it’s due to customer vacations, shifting priorities, or seasonal trends, the warmer months often test how well a company manages its finances. For small businesses especially, this dip
Texas Governor Greg Abbott signed House Bill 700 (Texas HB 700) into law on June 20, ushering in significant regulatory changes to how sales-based financing is offered to small businesses. As the new law takes effect on September 1, 2025, 1West—a leading fintech platform for small business capital—is raising urgent
Managing business finances often involves using separate systems for invoicing, payroll, banking, accounting, and bookkeeping. These tools might work well individually, but when they don’t sync, tasks can become repetitive, time-consuming, and prone to errors. Finance integration addresses this problem by connecting financial tools into a single system. With integrated
Getting funding is often one of the biggest hurdles for small and medium-sized enterprises (SMEs). While traditional bank loans have long been the go-to option, they aren’t always accessible, especially for younger businesses or those without strong credit histories. Long approval times, strict collateral requirements, and rigid repayment terms can
Securing a small business loan can feel like a big step, whether you’re just starting out or looking to expand. For many entrepreneurs, external funding is necessary to bridge cash flow gaps, purchase equipment, hire staff, or cover day-to-day operational costs. Choosing the right loan and understanding how to get
