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1West blog

The beliefs behind the money.

We believe in small business. So we’re inspired by the stories behind them. Read how businesses of all shapes and sizes turned the right loans into their own versions of success.

Is it possible to get a business line of credit with no credit check?

Sometimes, business owners require additional finances to grow and scale their business. While this can be obtained by collaborating with investors, many business owners choose to open a business line of credit instead.  What is a business line of credit? A business line of credit is similar to a credit

  • by 1West SEO
  • February 16, 2024
Woman checking a page about interest rates on laptop. Featured image for “Is a Small Business Loan Fixed or Variable?”

Is a Small Business Loan Fixed or Variable?

Is a small business loan fixed or variable? This is one of the questions you’ll have to grapple with when securing financing for your small business venture, be it a restaurant or a daycare center. In this article, we’ll explore how fixed and variable small business loans work (along with

  • by 1West SEO
  • January 3, 2024

1West Recognized on the2023 Inc. 5000 List of America’sFastest- Growing Companies

NEW YORK, NY– 1West, a leader in the small business lending marketplace, is proud to announce its inclusion in the prestigious Inc. 5000 list of the fastest growing private companies in America. This recognition underscores 1West’s commitment to innovation, dedication to excellence, and exceptional growth trajectory in the SMB Fintech

  • by Evan Kristall
  • August 16, 2023
business acquisition financing

Everything You Need to Know About Business Acquisition Financing

Previously, we talked about the advantages and disadvantages of business acquisition financing. In this guide, we’ll explore all the other important aspects about it. From the loan options available to tips that will help you successfully take out one, everything you need to know is down below. Let’s dive in!

  • by 1West SEO
  • May 22, 2023

Employee Retention Credit: What it is and How it Works

When the pandemic hit in 2020, the Employee Retention Credit (ERC) was put in place to temporarily provide coronavirus relief, helping small companies keep their employees on payroll. Since many affected businesses were still unable to recoup their losses, the ERC has been extended with the turn of the new

  • by 1West SEO
  • April 26, 2023
SBA Community Advantage Loan

Everything You Need to Know About SBA Community Advantage Loans

A lot of small businesses struggle to obtain loans due to their limited financial resources and high-risk nature. Luckily, the Small Business Administration (SBA) offers various loan programs to support these businesses, one of which is the SBA Community Advantage Loan. This article will provide a comprehensive guide on everything

  • by 1West SEO
  • April 24, 2023
conventional loan

VA Loan Vs Conventional Loan: Everything You Need to Know

Are you a veteran or an active-duty member of the military who’s looking for home financing options? If so, you might want to consider a VA loan! These government-insured loans are designed specifically for veterans and other members of the US military, making them particularly great financing options if you

  • by 1West SEO
  • February 27, 2023

Applying for a Loan Online Vs In Person: Which is Better?

Getting a loan can be an intimidating process, no matter what kind of products or services you’re looking for. Trying to decide between applying for a loan online vs in person can add even more stress. But regardless of whether you’re applying for a loan online vs in person, we

  • by 1West SEO
  • February 23, 2023
sba loans

13 Tips When Dealing With SBA Loan Defaults

Managing an SBA loan can be difficult, and there may come a time when it’s no longer possible to make payments. When you find yourself in this situation, it’s crucial that you know how to manage the default of your loan properly. So in this blog post, we will provide

  • by 1West SEO
  • February 23, 2023
Is a Small Business Loan Secured or Unsecured? Everything You Need to Know

Is a Small Business Loan Secured or Unsecured? Everything You Need to Know

Is a small business loan secured or unsecured? Either way, they can provide entrepreneurs with the necessary capital to start or expand their ventures. The money can be used to purchase equipment, inventory, or hire staff, among other things. By providing you with access to the funds you need, a

  • by 1West SEO
  • February 20, 2023